What is the definition of Mortgage Without Prepayment Penalty?

A mortgage without a prepayment penalty is like signing up for a subscription to a loyalty program where you can't cancel without facing a hefty surprise bill every time you try to kick it. Imagine this: "After five years of being the king of my home, I'm about to get a 40% extra tax on my vacation if I decide to move out early – which is, you know, prepaying." That's the chill vibe of a mortgage without that pesky prepayment penalty!

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And here's a slightly unsettling example sentence: "When you're mortgaged without prepayment penalties, you become the unspeakable case of a 'homeowner who's too proud to walk away' – literally."